Debt collection in Poland operates within a legal framework outlined by the Civil Code and the Act on Payment Terms in Commercial Transactions. Specialized debt collection agencies are commonly used to recover outstanding payments through both informal and legal means. Legal action can be pursued through the court system if informal methods fail, with enforcement mechanisms in place to compel debtors to pay following a court judgment. Poland's consumer protection laws dictate ethical practices for debt collectors, ensuring respect for debtor rights during the collection process. Interest and additional costs on overdue payments are regulated by law, with creditors entitled to claim interest on outstanding debts.

More information by this link: https://www.grandliga.com/en/debt-collection-in-poland/